10 Payment Tools for Small Businesses, Freelancers and Startups - ToOLOwl
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10 Payment Tools for Small Businesses, Freelancers and Startups


You can see Top 10 Accounting Tools for Small and Medium Businesses and Top 3 Accounting Tools for Small and Medium Businesses to look into details

Payment is the key asset of a business and customers are the source of your money payment. Besides the service’s functionalities, payment methods are too critical. Providing comfortability along with security modes to the customers are necessary for a committed brand relationship. Following online payment tools will help you decide a comfortable and convenient payment system for your business:

Product Details
 paypal The most popular and trusted online payment system, Paypal comes with every feature meeting your requirement. Accept credit card and debit card without partnering with a credit card processing company. Using Paypal, you can receive payments in foreign currency with a minimal fee for exchange. Paypal also offers personal and business accounts, its credit and debit card, and business loan.
 Braintree-Logo Braintree allows you to accept customer payments from your website and mobile app. It charges 2.9% with 30 cents per transaction after your first $50,000 transactions.
 Dwolla_logo Dwolla is a customizable developer-friendly platform for online payment. It allows the user to create a free account with no transaction fees. However, Dwolla is only available for making payments within the US.
 authorize-logo-white Owned by Visa company, Authorize.net is a payment gateway dedicated to small to medium-sized businesses. You can make domestic and some global transactions by accepting all major credit cards, e-checks, and digital payment options including Apple Pay and Paypal. Additional features are automated recurring bills, security suite, and Quickbooks sync. With a standard transaction fee, the system takes a $49 set-up fee with $25/month gateway fees.
 2checkout Secure business payments in nearly every country with numerous currency options is the specialty of 2Checkout. Offering payments as both online and mobile platform 2Checkout consists of recurring billing, fraud protection, and accepts major credit and debit cards. With no setup or monthly fees, it only charges extra 1% for each transaction.
 Square-logo Square is a credit card processing company for small businesses. It lets a user accept credit cards without any mess and prevents fraud. You can accept credit cards and process gift cards with the square app on mobiles and tablets. Its fees only include 2.75% per credit card swipe.
Payoneer Payoneer provides a payment processing solutions along with mass payments to customers worldwide. You can make transactions using your local bank account, Payoneer Prepaid Mastercard, or buy through online Payoneer’s affiliated store. It just offers you to work with 200 countries and 150 currencies.
Heartland_pos_highres It is known for active service, security, and transparent processes. Heartland requires no fees with payments such as major credit and debit card, Apple Pay, Samsung Pay and Android Pay and more. Its robust security focuses on EMV, tokenization, and end-to-end encryption.
 cybersource Cybersource has features like gateway and processing connections, digital wallet, digital payments, debit and bank transfers, global tax calculations, and others. It offers customizable pricing for businesses of different size.
 payxpert-big Its transaction rate is 1.5% depending on volume and risks associated with a company. With 150 payment solutions, PayXpert manages more than 40 currencies and 40 countries. The system includes features like online and mobile payments, credit card processing, data encryption, and a virtual terminal.


The companies listed above are the few samples in the field of payment coampanies. These coampanies include global payment processing, credit card processing, digital payments through echecks and ecash, and cryptocurrency payments. As the business will expand user will get to know more payment options.

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