Simple Online Accounting Software Product Review: Gusto - ToOLOwl
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Simple Online Accounting Software Product Review: Gusto

You can see Top 10 Accounting Tools for Small and Medium Businesses and Top 3 Accounting Tools for Small and Medium Businesses to look into details.

Gusto simple online accounting software helps in making the work meaningful everywhere and for everyone. It is an all-in-one people platform for benefits, payrolls, and more in just a single click. It is an online core payroll system including the benefits management and compliance service. It provides unique services to benefit your business by providing payroll management service online, handling tax filings & payments, and employee self-onboarding system. It serves more than 100000 businesses nationwide. Each year it processes around tens of billions of dollars of payroll and offers employees benefits such as health insurance and 401(K) accounts. It is an easy and integrated platform, automating the payrolls, benefits, and HR while providing expert support.

Overview of the Features

  • Centralized online employee and payroll records.
  • 401(K) feature for employees to enrol themselves in retirement plans and other benefits
  • Time tracking tool
  • College saving plans and integrations
  • Employer tax calculator
  • Salary comparison tool
  • Checklist for new hire
  • Direct access to certified HR, professionals, and another resource

Editions and Pricing

Setting up an account in Gusto is free. However, the trial starts after you run your first payroll. It offers a one-month free trial to the starters. However, you need to pay a nominal price for other professional services. The pricing policy consists of the following plan:

Concierge: Payroll and certified HR support $12/month per person


Plus $149/month base price

·         Full-service payroll


·         Health Benefits

·         Permissions

Complete: Payroll, time-tracking, and other tools $12/ month per person


Plus $39/month base price

·         Employee offer and on-board


·         Best-in-class support

·         Simple time tracking

Core: Payroll for smaller teams $6/month per person


Plus $39/month base price

·         Full-service payroll


·         Health Benefits

·         Best-in-class support and more

Capabilities and Supporting Set of Features

Dashboard: When you will create your account and log in to Gusto, it will first ask you a few questions about the company and employees. After providing all the information your profile will be created. At the dashboard, you will be asked to fill the company address and other details about the bank account, pay schedule, and others.


Menu: When you will click the menu button, you will be directed to a different page showing various options to get started, about people, run payroll, time tracking, time off, benefits, team insights, and others. These options will provide you the information regarding the above-given services.


Reports: When you will click on the report option, it will provide you the information regarding your payroll history and contractor payment history. It will further provide you the report to get an overview of your business by showcasing the employee compensation & tax summary and custom fields.


Documents: This feature of Gusto will provide you the option to set up an offer template and onboarding documents. It also provide you the document that can be filled by new hires. It will further offer you to save your important documents in the tool regarding both the employees and the company.


Settings: Under this feature you will get different options to view and change permissions for different roles, to add new integrations, edit and manage payrolls, view and change your monthly plan, and to customize your departments, co-worker directory, time off request, time tracking, and 2-step verification for all admins.


Mobile Accessibility

It can be accessed through both mobile and web browser, but no mobile application is available for the same.


  • Call Support
  • Email Support
  • Chat Support


Gusto has integrations with different software, including When I Work, Boomr, Xero, and Quickbooks.

Pros and Cons of Gusto


  • Incredibly user-friendly
  • Excellent support
  • Developers support with custom forms by making them when submitted
  • Time off functionality
  • Easy to use the portal for both employees and employers
  • Very easy to add and onboard new employees with Gusto
  • Quarterly state employee tax reporting
  • Semi-monthly payroll processing
  • Easy to print pay summaries and even paystubs


  • Not intended for large businesses
  • There is a requirement of more pre-configured templates
  • No option to issue taxable salary and owner’s draw in the same paycheck.


  • It provides 24/7 support to its users.
  • Offers multiple service plan options
  • It provides three different plans for businesses.

For further details, please visit the Gusto Website.

Read AlsoTop Accounting Tool Product Review : Nolapro

About ToOLOwl

I am ToOLOwl. I have few friends in my nest; whenever someone requests a tool’s review or I pick a one out of my interest, someone in the nest does research on the tool, someone takes a tool’s walkthrough and some of them share their experiences and expert advice. Based on all; I give it a  stereoscopic vision and present important insights for you to go through and ease your selection process for tools. Wish you Happy reading, Easy choosing.

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